About UAA
A wider view.
A personal relationship.
Wealth management starts with the person behind the portfolio. At United Advisors America, investment decisions take their meaning from your life.
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Our perspective
Your investments are part of a larger story.
Put the pieces in context.
An investment account tells you what you own. It does not, by itself, explain what you need that money to do. Retirement, family responsibilities, taxes, and business interests all bring their own questions.
UAA brings investment management and financial planning into the same conversation. We help you understand the choices, consider the tradeoffs, and follow through on an agreed direction.
What shapes our work
Clear thinking. Practical follow-through.
Listen first.
Your priorities, time horizon, income needs, and comfort with risk guide the conversation.
Your client experienceExplain the decisions.
We discuss investment choices, costs, and the reasons for a recommendation in language you can use.
Our investment approachStay connected.
Your plan can change as your life changes. We revisit the financial decisions that matter to you.
Meet the teamOur fiduciary responsibility
What this means for you.
As an investment adviser, UAA owes its advisory clients a fiduciary duty of care and loyalty. We are legally required to act in your best interest and not place our interests ahead of yours.
Advice informed by your life.
Your goals, financial circumstances, time horizon, and tolerance for risk inform our recommendations.
Costs and risks considered together.
Investment decisions require evaluating costs, potential benefits, and risks in the context of your portfolio.
Conflicts addressed openly.
We must eliminate conflicts or fully and fairly disclose them so you can give informed consent. When that is not possible, we must eliminate or adequately mitigate the conflict.
UAA is fee-based. Most representatives receive insurance commissions through Alliance America, creating an incentive to recommend insurance products. Those separate insurance activities and compensation should be considered alongside your advisory relationship. A fiduciary duty does not mean a firm has no conflicts of interest or that investments cannot lose value.
Understand our fees and compensationProfessional relationships
Coordination with clear responsibilities.
UAA is an SEC-registered investment adviser. We provide investment advisory and financial planning services. Legal, tax, and insurance work is provided by separate professionals or firms.
UAA is owned by Follett Financial Holdings. Alliance America and Legacy Assurance Plan are owned by UF Resources Corporation. The two groups have common individual owners, but each business has its own service responsibilities.
Most UAA representatives receive insurance commissions through Alliance America, creating a financial incentive to recommend insurance products. Your attorney and CPA remain responsible for their professional advice. Registration with the SEC does not imply a particular level of skill or training.
How professional coordination worksStart with a conversation