Welcome to United Advisors America's website

Please read the following Terms of Use carefully before using the United Advisors America website. By using this site, you agree to these Terms of Use. If you do not agree to the Terms of Use, please do not use this site.

1. Product Availability

United Advisors America offer services only to residents of the following states: Alabama, Arizona, Arkansas, California, Colorado, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Michigan, Minnesota, Missouri, Mississippi, New Jersey, North Carolina, Oklahoma, Ohio, Pennsylvania, Tennessee, Texas, Virginia, Washington, and Wisconsin. United Advisors America reserves the right to change its operating territory at any time without prior notice.

The information and descriptions of products and services contained in this site are intended as general information and do not contain all the terms, conditions, limits and exclusions applicable to the services offered by United Advisors America. United Advisors America makes no representation that any or all of the materials on this website are appropriate or available in any or all locations. Availability of the services described varies by state. Not all services described are available in all areas of the United States and you may not be eligible.

None of the information and descriptions contained in this website should be viewed as an offer to sell or as a solicitation to purchase any securities or services.

2. Permission to Contact

By providing United Advisors America with your name, email address, telephone number and Zip Code, you are granting permission to United Advisors America and its affiliates and assigns to contact you by telephone and email regarding its services. By providing your cell phone or mobile phone number, you are consenting to receive calls and texts, including autodialed and automated calls and texts, to that number from United Advisors America regarding its services. Reply STOP to opt out. Message frequency may vary. Message and Data rates May Apply. Further, by providing that information to United Advisors America, you are also waiving any and all protections provided by state and federal Do Not Call and related telemarketing laws and regulations. See Privacy Policy Notice regarding collection and use of customer information.

How We Use Your Contact Information

We use your contact information to provide you with the services you request, as well as for analytical and marketing purposes, such as:

Advertising and Online Tracking
(Including Google Ads and Facebook Pixel)

We allow third-party companies to collect certain information when you visit our website. These companies may use information (e.g., click stream information, browser type, time and date, subject of advertisements clicked or scrolled over) collected during your visits to this and other websites to provide advertisements about goods and services likely to be of interest to you. These companies may also tie identifiers associated with a particular browser or device to identifiers associated with other browsers or devices used by the same user or household (e.g., a device identifier associated with a user's computer may be tied to the device identifiers of that user's tablet and phone) in order to measure and target advertisements tailored to user interests across their devices and to send personalized marketing communications. These companies typically use a cookie or third-party web beacon to collect this information. Our systems do not recognize "Do Not Track" signals, but several of these third-party companies that utilize these cookies or beacons on our website enable you to opt out of this behavioral advertising. To learn more or opt out from these companies you can visit NetworkAdvertising.org and AboutAds.info.

Facebook Conversion Tracking Pixel and Google Ads Tracking

With your permission, our website utilizes the Conversion Tracking Pixel service of Facebook Inc. and tracking provided though Google Conversion Tracking. These tools allow us to follow the actions of users after they are redirected to a provider's website by clicking on a Facebook or Google advertisement. We are thus able to record the efficacy of Facebook and Google Ad advertisements for statistical and market research purposes. The collected data remains anonymous. This means that we cannot see the personal data of any individual user. However, the collected data are saved and processed by Facebook and Google. Facebook and Google are able to connect the data with and use the data for their own advertising purposes, in accordance with Facebook's Data Use Policy found here: https://www.facebook.com/about/privacy/
and Google's Data Use Policy found here: https://privacy.google.com/your-data.html.
Facebook and Google Conversion Tracking also allow their partners to show you advertisements on and outside Facebook and Google owned platforms or websites. In addition, a cookie will be saved onto your computer for these purposes. Please click on the links below if you would like to revoke your permission for use of your data this way.

Facebook: https://www.facebook.com/ads/website_custom_audiences/
Google: https://tools.google.com/dlpage/gaoptout/

Tracking and Cookie Data

We use cookies and similar tracking technologies to track the activity on our service and hold certain information.

Cookies are files with a small amount of data which may include an anonymous unique identifier. Cookies are sent to your browser from a website and stored on your device. Tracking technologies also used are tags and scripts to collect and track information and to improve and analyze our service.

You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our service or website.

Examples of cookies we use:

Links to Other Sites

Our website may contain links to other sites that are not operated by us. If you click on a third-party link, you will be directed to that third-party's site. We strongly advise you to review the privacy policy of every site you visit.

3. Disclaimer of Warranties

To the fullest extent permitted by applicable law, the materials on this website are provided as-is and without warranties of any kind, expressed or implied. United Advisors America disclaims all warranties, expressed and implied, including but not limited to, implied warranties of merchantability and fitness for a particular purpose, non-infringement, security or accurateness. United Advisors America does not warrant that the functions of this website and the materials contained herein will be uninterrupted or error-free, that defects will be corrected, or that this website or the server that makes it available are free of viruses or other harmful components.

United Advisors America does not warrant or make any representations regarding the use or the results of the use, of the materials on this website regarding their correctness, accuracy, reliability or otherwise. You (and not United Advisors America) assume the entire cost of all necessary servicing, repair, replacement or correction of any device used to access this website.

The information and descriptions contained on this website are not intended to be complete descriptions of all applicable terms, exclusions and conditions and are provided solely for general information purposes.

4. Limitation of Liability

While United Advisors America uses reasonable efforts to include accurate and up-to-date information on this website, errors or omissions sometimes occur. To the fullest extent permitted by applicable law, United Advisors America makes no warranties or representations as to the accuracy of the content of this website and under no circumstances, including, but not limited to, negligence, shall United Advisors America or any party involved in creating, producing or delivering this website be liable to you for any direct, incidental, consequential, indirect or punitive damages that result from the use of, or the inability to use, the materials on this website.

You (and not United Advisors America) will be responsible for any liability arising out of your access to, or use of, this website or its contents in a manner other than as expressly authorized by these Terms of Use or your violation of applicable laws or any rights of any third party.

5. Indemnification

You agree to indemnify, defend and hold harmless United Advisors America, its officers, representatives, directors, employees, consultants, agents and affiliates from any and all losses, expenses, third-party claims, liabilities, damages and costs (including without limitation attorneys' fees) arising from or related to your use of this website, your use of any material, information or data downloaded or otherwise obtained from this website, or your violation of these Terms of Use, including without limitation, your infringement of any intellectual property or other right of United Advisors America or any other person or entity.

6. No Tax or Legal Advice

The information provided on this website is not written, provided or intended as specific tax or legal advice and may not be relied on for the purposes of avoiding any taxes or associated penalties. United Advisors America, its employees, agents and representatives are not authorized to give tax or legal advice. You are strongly encouraged to seek legal and/or tax advice from an attorney and/or tax professional.

7. Forward-Looking Statements

Certain statements on this website may contain information that includes or is a “forward-looking statement” within the meaning of the Private Securities Litigation Reform Act of 1995 (“PSLRA”). A forward-looking statement is a statement that does not strictly relate to a historical fact. A forward-looking statement includes any statement that may predict, forecast, indicate or imply future results, performance or achievements, and may contain words like: believe, anticipate, expect, estimate, project, will, shall and other words or phrases of similar meaning. United Advisors America claims the protection of the safe harbor provided by the PSLRA for forward-looking statements. Forward-looking statements involve risks and uncertainties that may cause actual results to differ materially from the results contained in the forward-looking statements.

8. Viruses

There is always the possibility of unknowingly acquiring computer viruses and other malware on the internet and thus we want to warn you about infections or viral contamination on your system. It is your responsibility to scan any and all downloaded materials from the internet. United Advisors America and its affiliates are not responsible or liable for any damage caused by viruses or related hazards, whether or not that virus or hazard resulted from a visit to this site. You, and not United Advisors America or its affiliates, assume the entire cost of all necessary servicing, repair or correction related to computer viruses.

9. Third Party Content

This site includes information supplied by individuals and companies who are not affiliated with United Advisors America (Third Party Content). The Third Party Content may be protected by copyright and other laws and is owned or licensed by the Third Party Content provider. United Advisors America has not been involved in the preparation, adoption or editing of the Third Party Content and does not explicitly endorse or approve such content.

10. Governing Law

Use of this website is governed by the laws of the State of Texas, other than laws governing conflicts of laws. The exclusive venue for the resolution of any related dispute is a court of competent jurisdiction in/for Collin County, Texas. If any part of these terms and conditions are invalidated by a court of competent jurisdiction, the invalid provision(s) are deleted and the remaining provisions are not affected and remain valid and enforceable in accordance with the express terms thereof.

11. Disclaimer

United Advisors America intends that the information contained on the website be accurate and reliable, however, errors sometimes occur. The information is provided as a service to the general public over the age of eighteen and is subject to change without notice. In addition, changes and improvements to the information provided herein and are provided “as-is” without warranty of any kind, implied, express or otherwise. Under no circumstances will United Advisors America be liable for any loss or damage caused by your reliance on information obtained through the website. It is your responsibility to evaluate the accuracy, completeness or usefulness of any information, opinion, advice or other content available through the website. Your use of this website and the information provided are at your sole risk.

United Advisors America reserves the right to change the content on this website and these Terms of Use from time to time without prior notice. You should review these Terms of Use periodically to be aware of any changes. Your continued use of this website constitutes your acceptance of any change or update, all of which shall become controlling when posted.

Last Updated October 23, 2024