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0}.hero{color:black;background:white}.hero h1 span,.hero .intro,.hero .eyebrow{color:black}.hero-image{height:320px}details>*{display:block}summary{list-style:none}a{color:inherit}.footer{background:#fff;color:#000}.footer p,.legal p{color:#333}}

/* Revision 2: editorial hero, no photography or caption card. */
.hero-editorial{background:var(--ink);color:white;padding:44px 0 0;overflow:hidden}
.hero-kicker{display:flex;justify-content:space-between;align-items:center;gap:25px;border-bottom:1px solid #363b44;padding-bottom:24px}
.hero-kicker .eyebrow{font-size:12px;color:#bdc5d2;letter-spacing:.16em}
.hero-location{font-size:12px;color:#9ba6b8;letter-spacing:.02em}
.hero-statement{display:grid;grid-template-columns:1fr 265px;gap:70px;align-items:center;padding:40px 0 31px}
.hero-editorial h1{font-size:clamp(78px,8.7vw,126px);font-weight:500;line-height:.99;letter-spacing:-.067em;max-width:none}
.hero-editorial h1 span{color:var(--lime)}
.hero-aside{padding-left:30px;border-left:1px solid #414957}
.perspective-line{display:block;width:54px;height:5px;background:var(--blue);margin-bottom:25px}
.hero-aside p{font-size:clamp(24px,2.3vw,34px);line-height:1.23;letter-spacing:-.035em;color:#f7f8fa}
.hero-aside p span{color:#aab4c4}
.hero-conversation{display:flex;justify-content:space-between;align-items:center;gap:65px;padding:15px 0 41px}
.hero-editorial .intro{font-size:18px;line-height:1.7;max-width:570px;color:#bfc7d4;margin:0}
.hero-invitation{flex-shrink:0}
.hero-editorial .btn{min-height:57px;padding:16px 25px;font-size:15px;gap:35px}
.hero-editorial .review-meta{font-size:12px;color:#a9b3c2;margin:13px 0 0}
.hero-topics{display:grid;grid-template-columns:repeat(4,1fr);background:var(--blue);margin:0 calc(-1*var(--space));padding:0 var(--space)}
.hero-topics a{display:flex;align-items:center;gap:13px;color:white;text-decoration:none;font-size:15px;padding:22px 23px;border-right:1px solid #c2cce0;min-height:76px;transition:background .18s}
.hero-topics a:first-child{border-left:1px solid #c2cce0}
.hero-topics a:hover{background:#2545d4}
.hero-topics a:focus-visible{outline:3px solid var(--lime);outline-offset:-6px}
.topic-number{color:#d8e0ff;font-size:11px;align-self:center}
.topic-arrow{margin-left:auto;font-size:21px}
@media(min-width:1440px){.hero-topics{margin:0;padding:0}.hero-topics a:first-child{border-left:0}.hero-topics a:last-child{border-right:0}}
@media(max-width:1100px){.hero-statement{grid-template-columns:1fr 210px;gap:40px}.hero-editorial h1{font-size:94px}.hero-topics a{padding:20px 15px;font-size:14px;gap:10px}.hero-conversation{gap:40px}.hero-editorial .intro{font-size:17px;max-width:480px}.hero-editorial .btn{gap:18px;padding:15px 18px;font-size:14px}}
@media(max-width:900px){.hero-statement{grid-template-columns:1fr 180px;gap:27px}.hero-editorial h1{font-size:78px}.hero-aside{padding-left:24px}.hero-aside p{font-size:25px}.hero-conversation{align-items:flex-start;gap:30px}.hero-editorial .intro{font-size:16px}.hero-topics{grid-template-columns:repeat(2,1fr)}.hero-topics a:nth-child(2){border-right:0}.hero-topics a:nth-child(-n+2){border-bottom:1px solid #c2cce0}.hero-topics a:nth-child(3){border-left:1px solid #c2cce0}}
@media(max-width:650px){.hero-editorial{padding-top:27px}.hero-kicker{padding-bottom:20px}.hero-kicker .eyebrow{font-size:10px;letter-spacing:.13em}.hero-location{display:none}.hero-statement{display:block;padding:30px 0 0}.hero-editorial h1{font-size:clamp(58px,13.1vw,82px);line-height:1.02;letter-spacing:-.067em}.hero-aside{border:0;padding:0;display:flex;align-items:center;gap:14px;margin:27px 0 0}.perspective-line{width:30px;height:3px;margin:0;flex-shrink:0}.hero-aside p{font-size:15px;line-height:1.5;letter-spacing:0}.hero-aside br{display:none}.hero-aside p span{margin-left:4px}.hero-conversation{display:block;padding:21px 0 31px}.hero-editorial .intro{font-size:16px;line-height:1.7;max-width:100%}.hero-invitation{margin-top:27px}.hero-editorial .btn{font-size:14px;padding:15px 20px;gap:26px}.hero-editorial .review-meta{font-size:11px;margin-top:13px}.hero-topics{padding:0}.hero-topics a{padding:18px 17px;font-size:13px;min-height:66px;gap:9px}.hero-topics a:first-child,.hero-topics a:nth-child(3){border-left:0}.hero-topics a:last-child{border-right:0}.topic-number{font-size:10px}.topic-arrow{font-size:17px}}
@media print{.hero-editorial{background:white;color:black}.hero-editorial h1 span,.hero-aside p,.hero-editorial .intro{color:black}.hero-kicker,.hero-invitation,.hero-topics{display:none}.hero-statement{padding-top:15px}}

/* Cinematic direction, separate consideration sample. */
:root{--ink:#111d35;--blue:#2b436b;--lime:#dfc68e;--white:#fdfcf9;--muted:#c4cbd8;--line:#dedbd5;--text:#596273;--max:1210px;--space:clamp(24px,6vw,90px)}
body{font-family:Arial,Helvetica,sans-serif;background:var(--white)}
h1,h2,h3{font-family:Georgia,'Times New Roman',serif;font-weight:400;letter-spacing:-.045em}h2{font-size:clamp(38px,4.2vw,62px);line-height:1.1}h3{letter-spacing:-.025em}
.eyebrow{font-size:11px;letter-spacing:.19em;font-weight:500}.section{padding:116px 0}.btn{border-radius:0;font-weight:400;font-size:14px;padding:16px 25px;gap:28px;min-height:55px}.btn.blue{background:#2b436b}.btn.blue:hover{background:#203557}.btn.lime{background:#dfc68e;color:#142039}.btn.lime:hover{background:#f2e2bf}.text-link{font-weight:400;font-size:14px;padding-bottom:9px;gap:27px}
.preview-note{background:#0a1223;color:#ccd2df;min-height:30px;padding:7px 15px;font-size:10px;letter-spacing:.11em}.utility{display:none}
#site-header{position:absolute;left:0;right:0;top:30px;z-index:20}.nav{background:transparent;border:0;color:#fff}.nav-inner{position:relative;min-height:135px;display:grid;grid-template-columns:1fr auto 1fr;border-bottom:1px solid #ffffff55;gap:24px}.brand{grid-column:2;grid-row:1;width:117px;background:#fff;padding:5px 7px}.brand img{width:103px}.menu-toggle{display:flex;grid-column:1;grid-row:1;justify-self:start;align-items:center;gap:14px;order:-1;color:#fff;background:none;border:0;padding:12px 0;font-size:13px;letter-spacing:.04em}.header-review{grid-column:3;grid-row:1;justify-self:end;font-size:13px;text-decoration:none;display:flex;gap:20px;align-items:center}.nav-links{display:none;position:absolute;top:100%;left:0;right:0;background:#15223b;padding:35px 40px;border:1px solid #4d5c75;box-shadow:0 18px 40px #09122555;z-index:35;align-items:stretch}.nav-links.open{display:flex;flex-direction:column;gap:0}.nav-links>a:not(.btn){font-family:Georgia,serif;font-weight:400;font-size:28px;padding:13px 0;white-space:normal}.nav-links>a:not(.btn):hover{color:#dfc68e}.nav-links .btn{align-self:start;margin-top:18px}
.cinema{position:relative;isolation:isolate;overflow:hidden;background:#111d35;color:white;min-height:780px;height:calc(100svh - 30px);max-height:1150px;display:flex;flex-direction:column;justify-content:center;padding:180px 0 110px}.cinema-art{position:absolute;inset:0;z-index:-3;background-size:cover;background-position:60% 50%;animation:landscape-drift 28s ease-in-out infinite alternate;transform-origin:65% 45%}.cinema::before{content:'';position:absolute;inset:0;z-index:-2;background:linear-gradient(90deg,rgba(9,18,37,.8) 0%,rgba(9,18,37,.48) 44%,rgba(9,18,37,.05) 100%),linear-gradient(0deg,rgba(9,18,37,.78),transparent 50%,rgba(9,18,37,.4))}.cinema-content{padding-top:20px}.cinema .eyebrow{color:#ecdfc8;margin-bottom:30px;font-size:11px}.cinema h1{font-size:clamp(66px,7.7vw,116px);line-height:1.02;letter-spacing:-.055em;max-width:830px}.cinema h1 em{font-weight:400;color:#f0dfb9}.cinema .intro{font-size:17px;line-height:1.8;max-width:490px;color:#eef0f6;margin:26px 0 29px}.cinema .btn{border:1px solid #d7bf8c;background:transparent;color:white;min-width:245px;justify-content:space-between}.cinema .btn:hover{background:#dfc68e;color:#142039}.cinema .review-meta{font-size:11px;color:#dce0e8;letter-spacing:.035em;margin-top:16px}.cinema-bottom{position:absolute;bottom:0;left:0;right:0;padding:23px 0}.cinema-bottom .wrap{display:flex;align-items:center;justify-content:space-between;gap:20px;border-top:1px solid #ffffff55;padding-top:22px}.cinema-bottom p{font-size:12px;color:#e3e6ef;letter-spacing:.02em}.cinema-bottom a{font-size:11px;letter-spacing:.12em;text-transform:uppercase;text-decoration:none}.motion-control{border:1px solid #ffffff66;background:#111d3544;color:white;padding:8px 11px;border-radius:0;font-size:11px;min-height:36px}.cinema.is-paused .cinema-art{animation-play-state:paused}.motion-actions{display:flex;align-items:center;gap:25px}
@keyframes landscape-drift{from{transform:scale(1.01)}to{transform:scale(1.08) translate(-.4%,.2%)}}
.intro-band{padding:69px 0;background:#f2efe9}.intro-band .wrap{grid-template-columns:1.05fr 1fr 1fr;gap:45px}.intro-band .statement{font-family:Georgia,serif;font-size:29px;line-height:1.2}.intro-band .item{font-size:13px;line-height:1.8;border-color:#cbc9c5;padding-left:30px}.intro-band strong{font-size:14px;font-weight:500}
.section-intro{gap:80px;margin-bottom:60px}.section-intro .eyebrow,.audience-head .eyebrow,.faq .eyebrow{color:#536788;margin-bottom:25px}.section-intro>p{font-size:16px;line-height:1.85}.investment-feature{border:0;grid-template-columns:1fr 1fr;gap:0}.feature-copy{background:#1b2c4c;padding:53px 47px}.feature-copy .eyebrow{color:#dfc68e}.feature-copy h3{font-size:42px;line-height:1.13;max-width:390px;margin:27px 0}.feature-copy p{color:#dce3ef;font-size:15px;line-height:1.8}.principles{padding:12px 43px;background:#f1efea}.principle{padding:27px 0;border-color:#d4d2cd}.number{color:#617295;font-size:11px}.principle h4{font-size:16px;font-weight:500}.principle p{font-size:14px}.services-list{margin-top:36px}.service{border-color:#ceccc7}.service summary{padding:29px 5px;grid-template-columns:48px 1fr 35px}.service summary h3{font-size:29px}.plus{color:#778199;font-size:25px}.service-body{font-size:15px;line-height:1.85}.process{background:#eeebe5}.process-grid,.step,.process-foot{border-color:#c9c8c4}.step{padding-top:38px}.step .number{background:none;border:0;padding:0;color:#637596;letter-spacing:.1em}.step h3{font-size:32px;margin-bottom:19px}.step p{line-height:1.9;font-size:14px}.process-foot{color:#606b7c;font-size:12px;line-height:1.8}
.already{background:#111d35;position:relative;overflow:hidden}.already-grid{gap:95px}.already .eyebrow{color:#d6bb80}.already .body{color:#c7cfdf;line-height:1.85;font-size:16px}.review-sheet{background:transparent;border:0;border-top:1px solid #68758b;border-bottom:1px solid #68758b;padding:25px 0}.sheet-top{border-color:#435370;padding-bottom:23px}.sheet-title{font-weight:400;font-size:16px}.sheet-mark{color:#d6bb80;font-size:11px}.review-row{border-color:#344562;padding:25px 0;grid-template-columns:30px 1fr;gap:20px}.review-row .index{color:#d6bb80;font-size:11px}.review-row h3{font-size:29px}.review-row p{color:#c7cfdf;font-size:14px;max-width:390px}.sheet-note{color:#bac6dc;border-color:#435370;line-height:1.8;font-size:11px}
.audience-head{margin-bottom:52px}.audience-head p{font-size:15px;line-height:1.8}.audience-grid{gap:0}.audience-card{background:transparent;border:0;border-left:1px solid #cecbc5;padding:8px 35px 8px}.audience-card:first-child{border-left:0;padding-left:0}.audience-card:last-child{padding-right:0}.audience-card .eyebrow{font-size:10px;letter-spacing:.16em;color:#65738a;margin-bottom:25px}.audience-card h3{font-size:34px;line-height:1.12;min-height:77px}.audience-card p{font-size:14px;line-height:1.85}.faq{padding-top:8px}.faq-grid{gap:100px}.faq summary{font-size:16px;font-weight:400;padding:25px 0}.faq details p{line-height:1.85;font-size:14px}.faq summary::after{color:#536788}.faq-intro p{font-size:15px;line-height:1.85}
.closing{position:relative;isolation:isolate;background:#1b2c4c;overflow:hidden;padding:100px 0}.closing::before{content:'';position:absolute;inset:0;z-index:-1;background:linear-gradient(90deg,#111d35ee,#1b2c4cb8);}.closing .eyebrow{color:#dfc68e;font-size:10px}.closing h2{font-size:clamp(38px,4vw,58px);max-width:690px}.closing .btn{background:#dfc68e;color:#142039}.footer{background:#0a1223;padding-top:69px}.footer-top{gap:80px;border-color:#344562}.footer-brand{font-family:Georgia,serif;font-size:31px;line-height:1.15;max-width:260px}.footer h3{font-family:Arial,sans-serif;font-weight:400;font-size:13px}.footer p,.footer address,.footer-links{font-size:13px;color:#c0cbdf}.footer-links a{color:#c0cbdf}.legal p,.footer-bottom{font-size:11px;color:#acbad2}.legal a,.footer-bottom a{color:#d6dff0}
.review-page{background:#f4f1eb}.review-intro h1{font-size:clamp(43px,5vw,67px)}.review-intro .eyebrow{color:#536788}.form-demo{background:#eceff4;color:#344969}.review-form{border-radius:0}.field input,.field select{border-radius:0}.form-result{background:#f2f0e8;border-color:#b5bea9}.disclosure-page h1{font-family:Arial,sans-serif}.disclosure-page{color:#000;background:#fff}
body:has(#consultation-view:not([hidden])) #site-header{position:relative;top:0;background:#111d35}.reveal{opacity:1;transform:none}html.motion-ready .reveal{opacity:0;transform:translateY(24px);transition:opacity .8s ease,transform .8s ease}html.motion-ready .reveal.visible{opacity:1;transform:none}
@media(min-width:1600px){.cinema h1{font-size:122px}}
@media(max-width:1000px){.section{padding:85px 0}.cinema{min-height:800px}.cinema h1{font-size:90px}.already-grid,.faq-grid{gap:50px}.feature-copy{padding:39px 32px}.principles{padding:10px 29px}.feature-copy h3{font-size:36px}.audience-card{padding:8px 24px}.audience-card h3{font-size:29px}.footer-top{gap:35px}.intro-band .wrap{gap:27px}.intro-band .statement{font-size:25px}.closing{padding:75px 0}.faq{padding-top:0}}
@media(max-width:650px){.preview-note{font-size:8px;line-height:1.6;min-height:30px}.nav-inner{min-height:110px;gap:10px}.brand{width:98px;padding:4px}.brand img{width:90px}.menu-toggle{font-size:12px;gap:8px}.header-review{font-size:11px;gap:0;max-width:80px;text-align:right;line-height:1.5}.header-review .arrow{display:none}.nav-links{left:0;right:0;padding:24px}.nav-links>a:not(.btn){font-size:25px;padding:11px 0}.cinema{height:auto;min-height:850px;max-height:none;padding:175px 0 145px}.cinema-art{background-position:62% 50%}.cinema::before{background:linear-gradient(90deg,#091225cc,#09122555),linear-gradient(0deg,#091225e6,transparent 65%)}.cinema-content{padding-top:15px}.cinema .eyebrow{font-size:9px;letter-spacing:.17em;margin-bottom:28px}.cinema h1{font-size:clamp(58px,14.2vw,85px);line-height:1.08;letter-spacing:-.055em}.cinema .intro{font-size:16px;line-height:1.8;margin:26px 0 27px;max-width:390px}.cinema .btn{font-size:13px;min-height:53px;min-width:245px}.cinema .review-meta{font-size:10px;line-height:1.8}.cinema-bottom{padding:15px 0}.cinema-bottom .wrap{display:block;padding-top:16px}.cinema-bottom p{font-size:10px}.motion-actions{justify-content:space-between;margin-top:15px}.cinema-bottom a{font-size:9px}.motion-control{font-size:10px;min-height:32px}.intro-band{padding:43px 0}.intro-band .wrap{grid-template-columns:1fr;gap:26px}.intro-band .statement{font-size:30px;max-width:none}.intro-band .item{padding-left:19px;font-size:13px}.section{padding:65px 0}.section-intro{gap:26px;margin-bottom:35px}.section-intro>p{font-size:15px}.section-intro .eyebrow{font-size:10px;margin-bottom:21px}h2{font-size:40px}.investment-feature{grid-template-columns:1fr}.feature-copy{padding:33px 28px}.feature-copy h3{font-size:36px}.principles{padding:7px 27px}.principle{padding:24px 0}.services-list{margin-top:17px}.service summary{grid-template-columns:25px 1fr 20px;gap:11px;padding:25px 0}.service summary h3{font-size:25px;line-height:1.2}.service-body{padding:0 5px 27px 36px;font-size:14px}.process-grid{grid-template-columns:1fr}.step,.step:first-child,.step:last-child{padding:29px 0}.step h3{font-size:30px}.step p{font-size:14px}.process-foot{font-size:11px}.already-grid{grid-template-columns:1fr;gap:41px}.already .eyebrow{font-size:10px}.already .body{font-size:15px}.review-sheet{padding:21px 0}.review-row h3{font-size:27px}.audience-head{margin-bottom:31px}.audience-head .eyebrow{font-size:10px}.audience-grid{grid-template-columns:1fr;gap:0}.audience-card,.audience-card:first-child,.audience-card:last-child{padding:30px 0;border:0;border-top:1px solid #cecbc5}.audience-card h3{font-size:32px;min-height:0}.audience-card h3 br{display:none}.audience-card p{max-width:390px}.audience-card .eyebrow{margin-bottom:18px}.faq{padding-top:0}.faq-grid{grid-template-columns:1fr;gap:25px}.faq .eyebrow{font-size:10px}.faq summary{font-size:15px;padding:23px 0}.closing{padding:65px 0}.closing h2{font-size:40px}.closing .wrap{gap:30px}.footer{padding-top:49px}.footer-top{grid-template-columns:1fr;gap:31px}.footer-brand{font-size:29px}.legal p{font-size:11px}.review-page{padding-top:30px}.review-form{padding:23px}.review-intro h1{font-size:46px}}
@media(prefers-reduced-motion:reduce){.cinema-art{animation:none!important}.motion-control{display:none}html.motion-ready .reveal{opacity:1;transform:none;transition:none}html{scroll-behavior:auto}}
@media print{#site-header,.cinema-bottom,.cinema .btn,.preview-note{display:none!important}.cinema{height:auto;min-height:0;padding:45px 0;background:white;color:black}.cinema::before,.cinema-art{display:none}.cinema h1 em,.cinema .intro,.cinema .eyebrow{color:black}.reveal,html.motion-ready .reveal{opacity:1;transform:none}.closing{display:none}.section{padding:30px 0}.already{background:white;color:black}.already p,.review-row p,.sheet-note{color:#333}}


/* Reverse the original transparent logo to white without altering its artwork. */
.nav .brand{background:transparent;padding:0}
.nav .brand img{width:100%;filter:brightness(0) invert(1)}


/* Full-width header: UAA at the left edge, navigation at the right. */
#site-header{background:linear-gradient(180deg,rgba(9,18,37,.55),rgba(9,18,37,0))}
.nav .nav-inner{display:flex;align-items:center;justify-content:space-between;gap:38px;width:calc(100% - 64px);max-width:none;margin-left:32px;margin-right:32px}
.nav .brand{width:126px;flex-shrink:0;margin:0}
.nav .menu-toggle{display:none;order:0;margin-left:auto}
.nav .nav-links,.nav .nav-links.open{display:flex;position:static;flex-direction:row;align-items:center;gap:27px;padding:0;background:transparent;border:0;box-shadow:none;margin-left:auto}
.nav .nav-links>a:not(.btn){font-family:Arial,Helvetica,sans-serif;font-size:14px;font-weight:400;padding:12px 0;white-space:nowrap;line-height:1.5}
.nav .nav-links>a:not(.btn):hover{color:#dfc68e}
.nav .nav-links .btn{align-self:auto;margin:0;min-height:46px;padding:12px 17px;font-size:13px;gap:16px;border:1px solid #d7bf8c;background:rgba(9,18,37,.18);white-space:nowrap;color:#fff}
.nav .nav-links .btn:hover{background:#dfc68e;color:#111d35}
@media(max-width:1100px){
 .nav .nav-inner{gap:20px}
 .nav .menu-toggle{display:flex;align-items:center;gap:14px;font-size:14px;min-height:46px;padding:12px 0 12px 18px}
 .nav .nav-links{display:none;position:absolute;top:100%;left:0;right:0;flex-direction:column;align-items:stretch;gap:0;margin:0;padding:28px 32px;background:#15223b;border:1px solid #4d5c75;box-shadow:0 18px 40px #09122555}
 .nav .nav-links.open{display:flex;position:absolute;flex-direction:column;align-items:stretch;gap:0;margin:0;padding:28px 32px;background:#15223b;border:1px solid #4d5c75;box-shadow:0 18px 40px #09122555}
 .nav .nav-links>a:not(.btn){font-family:Georgia,'Times New Roman',serif;font-size:28px;padding:13px 0;white-space:normal}
 .nav .nav-links .btn{align-self:flex-start;margin-top:18px}
}
@media(max-width:650px){
 .nav .nav-inner{width:calc(100% - 40px);margin-left:20px;margin-right:20px}
 .nav .brand{width:108px}
 .nav .nav-links,.nav .nav-links.open{padding:23px}
 .nav .nav-links>a:not(.btn){font-size:25px;padding:11px 0}
 .nav .nav-links .btn{font-size:12px;gap:12px;white-space:normal}
}

/* A slow camera pullback, with independent cloud drift. */
.cinema-art{animation:mountain-pullback 36s cubic-bezier(.2,.05,.35,1) both;transform-origin:64% 46%;will-change:transform}
@keyframes mountain-pullback{from{transform:scale(1.13)}to{transform:scale(1.008)}}
.cinema-art.motion-rendered{animation:none;transform:none;will-change:auto}
.cinema-art canvas{display:block;width:100%;height:100%}
.cinema.is-paused .cinema-art{animation-play-state:paused}
.motion-actions{gap:14px}.motion-actions .motion-control{cursor:pointer;min-height:38px}
.motion-control:hover{background:#ffffff22}.motion-control:focus-visible{outline:2px solid #dfc68e;outline-offset:4px}
@media(max-width:650px){.motion-actions{flex-wrap:wrap;gap:10px}.motion-actions>a{flex:1 1 100%;margin-bottom:3px}.cinema{padding-bottom:170px}}
@media(prefers-reduced-motion:reduce){.cinema-art{animation:none;transform:none}.motion-actions .motion-control{display:none}}


/* Slightly richer scenery, with the reading area kept shaded. */
.cinema-art{filter:saturate(1.02) contrast(1.025) brightness(1.02)}
.cinema::before{background:linear-gradient(90deg,rgba(9,18,37,.8) 0%,rgba(9,18,37,.39) 44%,rgba(9,18,37,.015) 100%),linear-gradient(0deg,rgba(9,18,37,.72),transparent 50%,rgba(9,18,37,.26))}
@media(max-width:650px){.cinema::before{background:linear-gradient(90deg,#091225cc,#09122540),linear-gradient(0deg,#091225d9,transparent 65%)}}


/* Filled primary hero invitation. */
.cinema .cinema-content>.btn{background:#dfc68e;color:#111d35;border-color:#dfc68e;font-weight:500}
.cinema .cinema-content>.btn:hover{background:#f2e2bf;color:#111d35;border-color:#f2e2bf}
.cinema .cinema-content>.btn:focus-visible{outline:2px solid #fff;outline-offset:5px}


/* Clearer scenery and a faster lateral camera move. */
.cinema-art{filter:saturate(1) contrast(1.075) brightness(1.025);animation:lake-pan 60s ease-in-out both;transform-origin:center}
@keyframes lake-pan{from{transform:scale(1.14) translateX(5.4%)}to{transform:scale(1.14) translateX(-5.4%)}}
.cinema-art.motion-rendered{animation:none;transform:none}
.cinema::before{background:linear-gradient(90deg,rgba(9,18,37,.74),rgba(9,18,37,.32) 38%,transparent 68%),linear-gradient(0deg,rgba(9,18,37,.52),transparent 28%,rgba(9,18,37,.10))}
@media(max-width:650px){.cinema::before{background:linear-gradient(90deg,rgba(9,18,37,.72),rgba(9,18,37,.13)),linear-gradient(0deg,rgba(9,18,37,.78),transparent 60%)}}
@media(prefers-reduced-motion:reduce){.cinema-art{animation:none;transform:none}}


/* Restrained alpine-blue accents; original navy, warm white and gold retained. */
:root{--alpine-blue:#466f98;--alpine-blue-hover:#315576;--alpine-blue-light:#a9c6e2;}
.section-intro .eyebrow,.audience-head .eyebrow,.faq .eyebrow,
.audience-card .eyebrow,.review-intro .eyebrow{color:var(--alpine-blue)}
.principles .number,.service .number,.service .plus,
.process .step .number,.faq summary::after{color:var(--alpine-blue)}
.service-body .text-link,.audience-card .text-link,.faq-intro .text-link{color:var(--alpine-blue)}
.service-body .text-link:hover,.audience-card .text-link:hover,.faq-intro .text-link:hover{color:var(--alpine-blue-hover)}
.feature-copy .text-link,.review-row .index{color:var(--alpine-blue-light)}
.feature-copy .text-link:hover{color:#d7e7f5}

/* Shared interior system, based on the approved Alpine Blue homepage. */
[hidden]{display:none!important}
body.interior-mode #site-header{position:relative;top:0;background:#111d35}
body.interior-mode .nav-inner{min-height:125px}
.inner-page{background:#fdfcf9}
.inner-hero{background:#111d35;color:white;padding:68px 0 76px;overflow:hidden}
.inner-hero .wrap{display:grid;grid-template-columns:minmax(0,1.65fr) minmax(230px,.65fr);gap:65px;align-items:stretch}
.inner-hero .eyebrow{color:#a9c6e2;margin:0 0 26px;font-size:10px}
.inner-hero h1{font-size:clamp(48px,5.3vw,79px);line-height:1.07;margin:0;letter-spacing:-.045em;max-width:850px}
.inner-hero h1 em{font-weight:400;color:#dfc68e}
.inner-dek{font-size:17px;line-height:1.85;max-width:665px;color:#c7cfdf;margin:30px 0 0}
.inner-visual{min-height:340px;position:relative;margin:0;overflow:hidden;background:#1b2c4c;border-bottom:3px solid #dfc68e}
.inner-visual img{position:absolute;inset:0;width:100%;height:100%;max-width:none;object-fit:cover;object-position:var(--image-position,50% 50%)}
.inner-visual::after{content:'';position:absolute;inset:15px;border:1px solid #ffffff55;pointer-events:none}
.inner-crumbs{font-size:11px;letter-spacing:.05em;padding:20px 0;border-bottom:1px solid #dedbd5;color:#596273}
.inner-crumbs a{color:#466f98;text-decoration:none}.inner-crumbs span{margin:0 12px}
.inner-section{padding:86px 0}.inner-section.soft{background:#f2efe9}
.inner-heading{max-width:860px;margin:0 0 43px}
.inner-heading .eyebrow{color:#466f98;margin:0 0 20px}
.inner-heading h2{font-size:clamp(35px,3.7vw,53px);margin:0;line-height:1.13}
.inner-section p{color:#596273;font-size:16px;line-height:1.9;max-width:900px}
.inner-section .eyebrow{font-size:10px;color:#466f98}
.inner-section .text-link{color:#466f98;margin-top:15px;max-width:100%}
.inner-section .text-link:hover{color:#315576}
.inner-section .text-link span{flex-shrink:0}
.inner-split{display:grid;grid-template-columns:1fr 1.6fr;gap:70px;align-items:start}
.inner-split h3{font-size:33px;line-height:1.2;margin:0;max-width:330px}
.inner-split p:first-child{margin-top:0}
.editorial-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:38px 36px}
.editorial-card{padding:26px 0 12px;border-top:1px solid #cbc9c5;min-width:0}
.item-index{font-size:11px;color:#466f98;letter-spacing:.14em}
.editorial-card h3{font-size:32px;line-height:1.16;margin:22px 0 18px}
.editorial-card p{font-size:15px;line-height:1.85}
.editorial-card .text-link{font-size:13px;gap:14px}
.editorial-rows{border-bottom:1px solid #dedbd5}
.editorial-row{display:grid;grid-template-columns:40px minmax(160px,.8fr) minmax(0,1.7fr);gap:30px;padding:32px 0;border-top:1px solid #dedbd5;align-items:start}
.editorial-row .item-index{padding-top:8px}.editorial-row h3{font-size:30px;line-height:1.2;margin:0}.editorial-row p{margin:0;font-size:15px}
.inner-cta{background:#1b2c4c;color:#fff;padding:75px 0}
.inner-cta .wrap{display:flex;justify-content:space-between;align-items:center;gap:60px}
.inner-cta h2{font-size:clamp(35px,3.8vw,53px);line-height:1.12;max-width:700px;margin:0}
.inner-cta .eyebrow{color:#dfc68e;font-size:10px;margin:0 0 22px}
.inner-cta .btn{flex-shrink:0;max-width:100%;background:#dfc68e;color:#111d35}.inner-cta .btn:hover{background:#f2e2bf}
.inner-faq{max-width:940px}.inner-faq details{border-top:1px solid #dedbd5;padding:0}.inner-faq details:last-child{border-bottom:1px solid #dedbd5}
.inner-faq summary{font-size:19px;cursor:pointer;list-style:none;padding:24px 35px 24px 0;position:relative;line-height:1.5}
.inner-faq summary::-webkit-details-marker{display:none}.inner-faq summary::after{content:'+';position:absolute;right:0;color:#466f98;font-size:25px}.inner-faq details[open] summary::after{content:'−'}.inner-faq details p{font-size:15px;margin:0;padding:0 0 27px}
.team-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:42px 32px}.person-card h3{font-size:28px;margin:0;line-height:1.2}
.person-card{border-top:2px solid #dfc68e;padding-top:25px}
.person-card .eyebrow{margin:0 0 13px}.person-card p.credentials{margin:12px 0 0;font-size:13px}
.inner-section p.editor-note{background:#eceff4;color:#344969;font-size:12px;line-height:1.7;padding:17px 21px;max-width:none;border-left:3px solid #466f98;margin:0 0 34px}
.fee-table-wrap{overflow-x:auto}.fee-table{width:100%;border-collapse:collapse;margin:0 0 25px}.fee-table caption{text-align:left;padding:0 0 14px;font-size:12px;color:#596273}
.fee-table th,.fee-table td{padding:23px;text-align:left;border-bottom:1px solid #dedbd5}.fee-table thead{background:#1b2c4c;color:#fff;font-size:13px}.fee-table tbody th{font-size:17px;font-weight:400}.fee-table tbody td{font-family:Georgia,serif;font-size:37px;color:#466f98;text-align:right;white-space:nowrap}.fee-table thead th:last-child{text-align:right}
.contact-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:45px 60px}.contact-grid article{border-top:1px solid #dedbd5;padding-top:22px}.contact-grid article:last-child{grid-column:1/-1}.contact-grid a{color:#111d35;text-decoration:none}.contact-big{font-family:Georgia,serif;font-size:38px}.contact-email{font-size:23px;overflow-wrap:anywhere}.contact-grid address{font-size:24px;line-height:1.5;font-style:normal}.contact-grid p{font-size:14px}
.inner-section p.source-note{font-size:12px;margin-top:25px}.source-note a{color:#466f98}
.site-directory{padding:0 0 48px;margin-bottom:45px;border-bottom:1px solid #344562;display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:30px}
.site-directory h3{color:#a9c6e2;font-size:11px;text-transform:uppercase;letter-spacing:.1em;margin:0 0 21px}
.site-directory a{display:block;color:#c0cbdf;font-size:12px;text-decoration:none;line-height:1.5;margin:12px 0}.site-directory a:hover{color:#dfc68e;text-decoration:underline}
.nav-links a[aria-current="page"]{color:#dfc68e!important}
@media(max-width:1100px){.inner-hero .wrap{gap:35px;grid-template-columns:minmax(0,1.5fr) minmax(180px,.65fr)}.inner-cta .wrap{align-items:start;flex-direction:column;gap:33px}.inner-split{gap:40px}.editorial-row{gap:20px;grid-template-columns:28px 1fr 1.5fr}.editorial-grid{gap:30px}.team-grid{gap:30px}.site-directory{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:720px){body.interior-mode .nav-inner{min-height:105px}.inner-hero{padding:42px 0 40px}.inner-hero .wrap{grid-template-columns:1fr;gap:30px}.inner-hero h1{font-size:clamp(42px,9vw,60px)}.inner-dek{font-size:15px;margin-top:23px}.inner-visual{min-height:165px;max-height:165px;background-position:50% 48%}.inner-hero .eyebrow{font-size:9px}.inner-section{padding:56px 0}.inner-heading{margin-bottom:31px}.inner-heading h2{font-size:36px}.inner-split{grid-template-columns:1fr;gap:22px}.inner-split h3{font-size:29px;max-width:none}.inner-section p{font-size:15px}.editorial-grid{grid-template-columns:1fr;gap:18px}.editorial-card{padding-top:23px}.editorial-card h3{font-size:30px;margin:16px 0}.editorial-row{grid-template-columns:25px 1fr;gap:10px 14px;padding:24px 0}.editorial-row>div{grid-column:2}.editorial-row h3{font-size:27px}.editorial-row .item-index{padding-top:5px}.inner-cta{padding:55px 0}.inner-cta h2{font-size:37px}.inner-cta .btn{font-size:12px;gap:15px;padding:16px 18px}.inner-faq summary{font-size:17px}.team-grid{grid-template-columns:1fr;gap:35px}.fee-table th,.fee-table td{padding:16px 10px}.fee-table tbody th{font-size:14px}.fee-table tbody td{font-size:30px}.contact-grid{grid-template-columns:1fr;gap:28px}.contact-big{font-size:34px}.contact-email{font-size:20px}.site-directory{gap:20px}.inner-crumbs{font-size:10px}.inner-crumbs span{margin:0 6px}}
@media print{.inner-hero{background:white;color:#111d35}.inner-dek{color:#596273}.inner-hero h1 em{color:#466f98}.inner-visual,.inner-cta,.site-directory{display:none}.inner-section{padding:30px 0}.inner-page{break-before:page}}
@media(max-width:720px){.inner-visual{min-height:230px;max-height:230px}.inner-visual img{object-position:var(--mobile-position,50% 35%)}.inner-visual.visual-alpine{min-height:180px;max-height:180px}}

/* Concise team profiles: native details preserve keyboard and no-script access. */
.person-card{align-self:start}.person-card .person-intro p,.person-card .person-bio p{font:14px/1.85 Arial,sans-serif;color:#526073;margin:17px 0}.person-bio{margin-top:14px}.person-bio summary{cursor:pointer;color:#315f88;font:13px/1.6 Arial,sans-serif;min-height:44px;padding:10px 0;list-style-position:inside}.person-bio summary:focus-visible{outline:3px solid #97712d;outline-offset:4px}.person-card .eyebrow{line-height:1.7;overflow-wrap:anywhere}.person-card .credentials{line-height:1.6}.team-grid{align-items:start}@media(min-width:721px) and (max-width:1050px){.team-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}
.person-bio .sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip-path:inset(50%);white-space:nowrap;border:0}

/* Approved full-width interior hero system, September 30, 2026. */
body.full-width-active #site-header{position:absolute;top:30px;background:linear-gradient(180deg,rgba(9,18,37,.58),rgba(9,18,37,0))}
body.full-width-active .inner-hero{position:relative;isolation:isolate;min-height:max(770px,calc(100svh - 30px));height:auto;display:flex;align-items:center;padding:205px 0 85px;background:#111d35}
body.full-width-active .inner-hero>.wrap{display:block;position:static;width:calc(100% - var(--space)*2);max-width:1210px}
body.full-width-active .inner-hero>.wrap>div{position:relative;z-index:2;max-width:640px}
body.full-width-active .inner-hero .inner-visual{position:absolute;inset:0;width:100%;height:100%;min-height:0;max-height:none;border:0;z-index:-2;margin:0;background:#111d35}
body.full-width-active .inner-hero .inner-visual::after{display:none}
body.full-width-active .inner-hero .inner-visual img{display:block;position:absolute;inset:0;object-fit:cover;object-position:var(--image-position,50% 50%);width:100%;height:100%}
body.full-width-active .inner-hero::before{content:'';position:absolute;inset:0;z-index:-1;background:linear-gradient(90deg,rgba(9,18,37,.85) 0%,rgba(9,18,37,.72) 33%,rgba(9,18,37,.29) 57%,rgba(9,18,37,.035) 78%),linear-gradient(0deg,rgba(9,18,37,.35),transparent 38%)}
body.full-width-active .inner-hero h1{font-size:clamp(54px,6.2vw,94px);line-height:1.06;max-width:650px;text-shadow:0 2px 22px rgba(0,0,0,.12)}
body.full-width-active .inner-hero h1 em{color:#f0ddb1}
body.full-width-active .inner-hero .eyebrow{color:#d1e2f1;font-size:10px;margin-bottom:26px}
body.full-width-active .inner-dek{font-size:17px;line-height:1.9;max-width:555px;color:#f0f2f6;margin-top:27px}
.inner-hero-action{display:inline-flex;margin-top:25px;background:#dfc68e;border:1px solid #dfc68e;color:#111d35;font-size:13px;max-width:100%}
.inner-hero-action:hover{background:#f2e2bf}
@media(min-width:1700px){body.full-width-active .inner-hero>.wrap{max-width:1430px}body.full-width-active .inner-hero>.wrap>div{max-width:720px}}
@media(max-width:1100px) and (min-width:721px){body.full-width-active .inner-hero h1{font-size:65px;max-width:530px}body.full-width-active .inner-dek{max-width:475px;font-size:16px}body.full-width-active .inner-hero .inner-visual img{object-position:60% 50%}}
@media(max-width:720px){
 body.full-width-active .inner-hero{min-height:0;height:auto;padding:440px 0 62px;display:block}
 body.full-width-active .inner-hero>.wrap{display:block;width:calc(100% - var(--space)*2)}
 body.full-width-active .inner-hero .inner-visual{height:510px;max-height:none;min-height:0}
 body.full-width-active .inner-hero .inner-visual img{object-position:var(--mobile-position,77% 45%)}
 body.full-width-active .inner-hero::before{background:linear-gradient(180deg,rgba(9,18,37,.20) 0px,rgba(9,18,37,0) 200px,rgba(17,29,53,.30) 340px,#111d35 500px,#111d35 100%)}
 body.full-width-active .inner-hero h1{font-size:clamp(43px,10.5vw,61px);line-height:1.08}
 body.full-width-active .inner-hero .eyebrow{font-size:9px;margin-bottom:22px}
 body.full-width-active .inner-dek{font-size:15px;line-height:1.9;margin-top:24px}
 .inner-hero-action{font-size:12px;padding:15px 19px;gap:20px}
}
@media print{body.full-width-active .inner-hero{min-height:0;height:auto;padding:35px 0;background:white;color:#111d35}body.full-width-active .inner-hero::before,.inner-hero-action{display:none!important}body.full-width-active .inner-dek{color:#596273}}

/* Educational reading system, using the approved UAA palette. */
.resource-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:40px}
.resource-card{padding:28px 0 34px;border-top:1px solid #b7c7d4;display:flex;flex-direction:column;align-items:flex-start}
.resource-card h3{font:34px/1.2 Georgia,serif;margin:7px 0 18px;color:#111d35}
.resource-card h3 a{color:inherit;text-decoration:none}.resource-card h3 a:hover{text-decoration:underline;text-decoration-thickness:1px;text-underline-offset:5px}
.resource-card>p:not(.eyebrow){margin:0 0 24px}.resource-card .text-link{margin-top:auto}
.resource-card .eyebrow{font-size:10px;line-height:1.7;color:#466f98}
.article-layout{display:grid;grid-template-columns:245px minmax(0,740px);gap:clamp(40px,7vw,110px);padding-top:55px;padding-bottom:90px;align-items:start}
.article-aside{position:sticky;top:35px;border-top:2px solid #dfc68e;padding-top:23px;color:#111d35}
.article-aside>p:not(.eyebrow){font:24px/1.5 Georgia,serif}.article-aside>a{display:inline-block;margin-top:26px;font:13px Arial,sans-serif;color:#466f98;text-underline-offset:4px}
.article-meta{font:11px/1.7 Arial,sans-serif;letter-spacing:.06em;color:#626f80;margin:0 0 38px}
.article-section{margin:0 0 45px}.article-copy h2{font:36px/1.2 Georgia,serif;color:#111d35;margin:0 0 22px}
.article-copy p,.article-copy li{font:17px/1.9 Arial,sans-serif;color:#505e70}.article-copy p{margin:0 0 19px}
.article-questions{background:#edf2f6;padding:35px;margin:48px 0;border-left:3px solid #b5cbe0}
.article-questions h2{font-size:31px}.article-questions ul{padding-left:20px;margin-bottom:0}.article-questions li+li{margin-top:12px}
.article-sources{border-top:1px solid #d4dce3;padding-top:29px}.article-sources h2{font:13px Arial,sans-serif;text-transform:uppercase;letter-spacing:.08em}
.article-sources ul{padding-left:18px}.article-sources li,.article-sources p{font-size:12px;line-height:1.8}.article-sources a{color:#31577a;text-underline-offset:3px}
.resource-related{display:flex;flex-wrap:wrap;gap:24px 40px}.resource-service-links{border-top:1px solid #dce0e7}
body.full-width-active .article-page .inner-hero h1{font-size:clamp(48px,5.1vw,78px)}
@media(min-width:1101px) and (max-width:1300px){.nav .nav-links,.nav .nav-links.open{gap:20px}.nav .nav-links>a:not(.btn){font-size:13px}}
@media(max-width:1000px){.resource-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.article-layout{grid-template-columns:200px minmax(0,1fr);gap:40px}}
@media(max-width:720px){.resource-grid{grid-template-columns:1fr;gap:12px}.resource-card h3{font-size:32px}.article-layout{display:block;padding-top:25px;padding-bottom:50px}.article-aside{position:static;margin-bottom:40px}.article-aside>p:not(.eyebrow){font-size:23px}.article-copy h2{font-size:31px}.article-copy p,.article-copy li{font-size:16px;line-height:1.85}.article-questions{padding:24px}.resource-related{flex-direction:column;gap:24px}body.full-width-active .article-page .inner-hero h1{font-size:clamp(43px,10.5vw,61px)}}
@media print{.article-layout{display:block;padding:20px 0}.article-aside{position:static;margin:0 0 25px}.article-aside>a{display:none}.article-copy h2{break-after:avoid}.article-questions{break-inside:avoid}.article-copy p,.article-copy li{font-size:11pt}.article-meta{font-size:9pt}}

.calc-section{padding:60px 0 85px}.calc-intro{max-width:720px;margin-bottom:30px}.calc-intro p,.calc-method p{font:14px/1.8 Arial,sans-serif;color:#556173}
.calc-layout{display:grid;grid-template-columns:minmax(260px,350px) minmax(0,1fr);gap:45px;align-items:start}.calc-controls{background:#edf2f6;padding:28px;border-top:3px solid #dfc68e}
.calculator h3{font:28px/1.2 Georgia,serif;color:#111d35;margin:0 0 25px}.calc-field{margin:0 0 23px}.calc-field label{display:block;font:13px/1.4 Arial,sans-serif;font-weight:600;color:#223650;margin-bottom:9px}.calc-field label span{font-weight:400;color:#5b6d81}
.calc-field input[type=number],.calc-field select{width:100%;min-height:44px;background:#fff;border:1px solid #adbccb;border-radius:3px;padding:10px 12px;font:17px Arial,sans-serif;color:#111d35}.calc-field input[type=range]{display:block;width:100%;height:30px;margin:7px 0 2px;accent-color:#466f98;cursor:pointer}.calc-field small{font:11px/1.5 Arial,sans-serif;color:#5a6879;display:block}
.calc-field input:focus-visible,.calc-field select:focus-visible,.calc-actions button:focus-visible,.calc-table-details summary:focus-visible{outline:3px solid #97712d;outline-offset:3px}.calc-field [aria-invalid=true]{border-color:#a23d33;outline-color:#a23d33}.calc-assumptions{border-top:1px solid #bfccd7;margin-top:25px;padding-top:20px}.calc-assumptions summary{cursor:pointer;font:16px/1.5 Georgia,serif;margin-bottom:22px;color:#111d35}
.calc-actions{display:flex;flex-wrap:wrap;gap:12px}.calc-actions button{border:1px solid #466f98;color:#254968;background:transparent;padding:12px;font:12px Arial,sans-serif;cursor:pointer;min-height:44px}.calc-actions button:hover{background:#dce7ef}
.calc-results{min-width:0}.calc-live{font:15px/1.65 Arial,sans-serif;color:#3c5872;margin-bottom:25px;border-bottom:1px solid #d2dce5;padding-bottom:20px}.calc-metrics{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:23px;margin-bottom:30px}.calc-metric{padding:0 0 19px;border-bottom:1px solid #d8e0e7}.calc-metric span{display:block;font:12px/1.5 Arial,sans-serif;color:#52667c}.calc-metric strong{display:block;font:clamp(25px,2.4vw,39px)/1.2 Georgia,serif;color:#111d35;margin:9px 0;overflow-wrap:anywhere}.calc-metric small{font:11px/1.6 Arial,sans-serif;color:#647184;display:block}
.calc-chart{margin:20px -5px 30px}.calc-chart svg{display:block;width:100%;height:auto;overflow:visible}.calc-chart svg text{font:12px Arial,sans-serif;fill:#526377}.calc-legend{display:flex;flex-wrap:wrap;gap:12px 22px;font:11px Arial,sans-serif;color:#45596f}.calc-legend i{display:inline-block;width:20px;border-top:3px solid;margin:0 6px 3px 0}.calculator .calc-chart-title{font-size:24px;margin-top:30px}
.calc-scenarios{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}.calc-scenarios>div{border-top:2px solid #b5c9dc;padding-top:15px}.calc-scenarios h4{font:16px/1.4 Georgia,serif;color:#203754;margin:0 0 15px}.calc-scenarios strong{font:13px/1.65 Arial,sans-serif;color:#233c56;display:block}.calc-scenarios p,.calc-scenarios small{font:11px/1.7 Arial,sans-serif;color:#5d6b7e}
.calc-limit{font:12px/1.8 Arial,sans-serif;color:#354c65;background:#edf2f6;padding:20px;margin-top:30px;border-left:3px solid #466f98}.calc-note,.calc-results>p,.calc-output>p{font:12px/1.8 Arial,sans-serif;color:#56677a}.calc-callout{background:#f4eddf;padding:22px;font:14px/1.7 Arial,sans-serif;color:#344860;margin:20px 0}.calc-callout h3{font-size:25px}.calc-callout p{font-size:14px;line-height:1.8}.calc-error{padding:20px;background:#f7e9e5;color:#7b2f24;font:14px/1.7 Arial,sans-serif}
.calc-table-details{margin:25px 0}.calc-table-details summary{cursor:pointer;font:14px Arial,sans-serif;color:#315f88;padding:15px 0;min-height:44px}.calc-table-scroll{overflow-x:auto}.calculator table{border-collapse:collapse;width:100%;font:12px/1.5 Arial,sans-serif;color:#42566e;margin-top:12px}.calculator th,.calculator td{padding:12px 9px;text-align:right;border-bottom:1px solid #d9e1e8}.calculator th:first-child{text-align:left}.calculator caption{text-align:left;padding:10px 0;color:#4c647d;font-size:11px}.calculator thead{background:#edf2f6}
.calc-method{border-top:1px solid #cbd6df;margin-top:55px;padding-top:35px;max-width:960px}.calc-method a{color:#315f88}.calc-method .calc-version{font-size:11px;color:#758192}.calc-print-inputs{display:none}.calc-tool-links{margin-bottom:40px;padding:28px;background:#edf2f6}.calc-tool-links .text-link{margin:0 25px 12px 0;display:inline-block}
body.full-width-active .calculator-page .inner-hero{min-height:650px;padding-top:185px;padding-bottom:65px}body.full-width-active .calculator-page .inner-hero h1{font-size:clamp(45px,5vw,74px)}
@media(max-width:1000px){.calc-layout{grid-template-columns:minmax(240px,300px) minmax(0,1fr);gap:25px}.calc-controls{padding:22px}.calc-scenarios{grid-template-columns:1fr}.calc-metrics{gap:18px}}
@media(max-width:720px){.calc-section{padding:35px 0 60px}.calc-layout{display:flex;flex-direction:column;gap:35px}.calc-controls,.calc-results{width:100%}.calc-metric strong{font-size:29px}.calc-field input[type=range]{height:44px}.calc-scenarios{grid-template-columns:1fr}.calc-scenarios>div{padding:15px;background:#f4f6f7}.calc-chart{margin-left:-16px;margin-right:-8px}.calc-method{margin-top:35px}.calc-tool-links{padding:20px}body.full-width-active .calculator-page .inner-hero{min-height:0;padding-top:440px;padding-bottom:55px}body.full-width-active .calculator-page .inner-hero h1{font-size:clamp(43px,10.5vw,61px)}}
@media print{#site-header,#site-footer,#preview-note,.inner-crumbs,.inner-cta,.calc-controls,.calc-intro{display:none!important}.inner-page[hidden]{display:none!important}.calc-layout{display:block}.calc-section{padding:10px 0}.calc-print-inputs{display:block;break-before:page}.calc-print-inputs dl{display:grid;grid-template-columns:2fr 1fr;font:11pt/1.7 Arial,sans-serif}.calc-print-inputs dd{margin:0}.calc-chart{max-width:620px;break-inside:avoid}.calc-metrics{grid-template-columns:repeat(3,1fr)}.calc-metric strong{font-size:22pt}.calc-method{margin-top:25px}.calc-method p,.calc-limit{font-size:10pt}.calc-table-scroll{overflow:visible}.calc-table-details{display:block}body.full-width-active .calculator-page .inner-hero{min-height:0;padding:15px 0}body.full-width-active .calculator-page .inner-hero h1{font-size:28pt}.calc-results{break-inside:auto}.calculator table tr{break-inside:avoid}}

.roth-bars{margin:20px 0 10px}.roth-bar-row{margin:22px 0}.roth-bar-row>div:first-child{display:flex;justify-content:space-between;gap:15px;font:13px/1.6 Arial,sans-serif;color:#344860;margin-bottom:8px}.roth-bar-track{height:16px;background:#e5ebef;border-radius:2px;overflow:hidden}.roth-bar-track i{display:block;height:100%;background:#466f98}.roth-bar-track i.roth-bar-1{background:#97712d}.roth-next{padding:25px 0}.roth-next p{font:14px/1.8 Arial,sans-serif;color:#556173}.roth-next .text-link{display:inline-block;line-height:1.7}.roth-next h3{font-size:25px}
@media print{.roth-bar-track{print-color-adjust:exact;-webkit-print-color-adjust:exact}.roth-next .text-link{display:none}.roth-bar-row,.calc-callout{break-inside:avoid}}

/* Shared search and the approved fiduciary addition. */
.nav .search-toggle{display:inline-flex;align-items:center;justify-content:center;flex-shrink:0;width:44px;height:46px;padding:10px;border:1px solid #ffffff55;border-radius:3px;background:transparent;color:white}
.nav .search-toggle:hover{color:#dfc68e;border-color:#dfc68e}
.search-toggle svg,.mobile-search-form svg{width:20px;height:20px;flex-shrink:0}
.nav .mobile-search-form{display:none}
.home-fiduciary{padding:70px 0;background:#fdfcf9;border-bottom:1px solid #dce0e7}
.fiduciary-layout{display:grid;grid-template-columns:1fr 1.05fr;gap:80px;align-items:center}
.home-fiduciary .eyebrow{color:#466f98;margin-bottom:18px}
.home-fiduciary h2{font-family:Georgia,'Times New Roman',serif;font-size:clamp(34px,3.5vw,49px);letter-spacing:-.035em;color:#111d35}
.home-fiduciary h2 em{font-weight:400;color:#466f98}
.fiduciary-copy{border-left:2px solid #dfc68e;padding-left:32px;color:#495567}
.fiduciary-copy .text-link{margin-top:24px;color:#111d35;font-size:14px;line-height:1.6}
body.search-open{overflow:hidden}
.site-search{width:min(740px,calc(100% - 40px));max-height:calc(100dvh - 64px);margin:8vh auto auto;padding:32px 38px 38px;border:1px solid #dfc68e;border-radius:4px;background:#fdfcf9;color:#111d35;box-shadow:0 28px 100px #07112666;overflow-y:auto;overscroll-behavior:contain}
.site-search::backdrop{background:#081226c7;backdrop-filter:blur(6px)}
.search-heading{display:flex;align-items:center;justify-content:space-between;gap:20px;margin-bottom:21px}
.search-heading .eyebrow{color:#466f98}
#search-close{display:inline-flex;align-items:center;gap:12px;min-height:44px;padding:8px 0 8px 14px;background:transparent;border:0;color:#111d35;font-size:14px}
#search-close span{font-size:28px;line-height:1}
.site-search h2{font-family:Georgia,'Times New Roman',serif;font-size:clamp(30px,4vw,42px);letter-spacing:-.035em;line-height:1.18;margin-bottom:27px}
#site-search-form label,.mobile-search-form label{display:block;font-size:13px;font-weight:700;margin-bottom:8px}
.search-entry{display:flex;gap:0;border:1px solid #8693a6;border-radius:3px;background:white}
.search-entry:focus-within{outline:2px solid #466f98;outline-offset:3px}
.search-entry input{width:100%;min-width:0;min-height:54px;background:transparent;border:0;border-radius:0;padding:13px;color:#111d35;font-size:16px}
.search-entry input:focus-visible{outline:none}
.search-entry button{border:0;border-left:1px solid #dce0e7;border-radius:0 2px 2px 0;background:#111d35;color:white;min-width:80px;padding:10px 15px;font-size:14px}
.search-entry button:hover{background:#2b436b}
.search-status{font-size:13px;color:#526075;margin:18px 0 22px}
#search-popular .eyebrow{font-size:11px;color:#526075;margin-bottom:12px}
.search-suggestions{display:flex;flex-wrap:wrap;gap:10px}
.search-suggestions a{display:inline-flex;align-items:center;min-height:44px;padding:10px 14px;border:1px solid #d4dce5;background:#f0f4f8;border-radius:3px;font-size:14px;text-decoration:none}
.search-suggestions a:hover{border-color:#466f98}
.search-results{list-style:none;padding:0;margin:0}
.search-results li{border-top:1px solid #d4dce5}
.search-result{display:block;padding:19px 5px;text-decoration:none}
.search-result:hover{background:#edf2f7}
.search-result strong{display:block;font-family:Georgia,'Times New Roman',serif;font-size:23px;line-height:1.25;font-weight:400;margin-bottom:7px}
.search-result span{display:block;font-size:14px;line-height:1.6;color:#526075;overflow-wrap:anywhere}
@media(max-width:1200px){
 .nav .menu-toggle{display:flex;align-items:center;gap:14px;font-size:14px;min-height:46px;padding:12px 0 12px 18px}
 .nav .nav-links{display:none}
 .nav .nav-links.open{display:flex;position:absolute;top:100%;left:0;right:0;flex-direction:column;align-items:stretch;gap:0;margin:0;padding:24px 28px;background:#15223b;border:1px solid #4d5c75;box-shadow:0 18px 40px #09122555;max-height:calc(100dvh - 170px);overflow-y:auto;overscroll-behavior:contain}
 .nav .nav-links>a:not(.btn){font-family:Georgia,'Times New Roman',serif;font-size:25px;padding:10px 0;white-space:normal}
 .nav .nav-links .btn{align-self:flex-start;margin-top:18px;white-space:normal}
 .nav .nav-links .search-toggle{display:none}
 .nav .mobile-search-form{display:block;margin-top:20px}
 .mobile-search-form .search-entry button{min-width:48px;padding:10px}
 .mobile-search-form .search-entry input{font-size:16px;min-height:48px}
}
@media(max-width:650px){
 .fiduciary-layout{grid-template-columns:1fr;gap:25px}
 .home-fiduciary{padding:48px 0}
 .fiduciary-copy{padding-left:20px;font-size:16px}
 .site-search{width:calc(100% - 24px);margin:12px auto;max-height:calc(100dvh - 24px);padding:20px}
 .site-search h2{font-size:31px;margin-bottom:23px}
 .search-entry button{min-width:64px;padding:10px}
 .search-entry input{padding:12px 9px}
 .search-entry input::placeholder{font-size:13px}
 .search-heading{margin-bottom:12px}
}
@media print{.site-search,.search-toggle,.mobile-search-form{display:none!important}.home-fiduciary{padding:25px 0}.fiduciary-layout{gap:30px}}

.approval-note{margin:1.25rem auto;padding:1rem 0;border-bottom:1px solid #ccd4df;font-size:14px;color:#5a421d}.calc-empty{padding:1.5rem;font-size:16px;color:#45566b}.calculator [hidden]{display:none!important}
.privacy-heading{padding:80px 0 44px;background:#eaf0f6;color:#152f4a}.privacy-heading h1{font-size:clamp(2.3rem,5vw,4.5rem);line-height:1.1;margin:16px 0 24px}.privacy-heading p{max-width:760px}.privacy-heading .wrap{display:block}#privacy-document{display:block;width:100%;height:1000px;margin:28px 0;border:1px solid #cad3dd;background:#fff}@media(max-width:640px){#privacy-document{height:620px}.privacy-heading{padding-top:48px}}

.nav-group{position:relative}.nav-group summary{list-style:none;display:flex;align-items:center;gap:7px;cursor:pointer;font-size:14px;font-weight:600;white-space:nowrap;padding:16px 0}.nav-group summary::-webkit-details-marker{display:none}.nav-chevron{font-size:17px;transition:transform .15s}.nav-group[open] .nav-chevron{transform:rotate(180deg)}.nav-group[open] summary{color:var(--blue)}.nav-group summary:focus-visible,.nav-panel a:focus-visible{outline:2px solid var(--blue);outline-offset:4px}.nav-panel{position:absolute;top:100%;left:-24px;width:620px;padding:24px 28px;background:#fff;border:1px solid #dce0e7;border-top:3px solid var(--blue);box-shadow:0 18px 40px #09232d24;border-radius:0 0 6px 6px;z-index:100}.nav-group:nth-of-type(2) .nav-panel,.nav-group:nth-of-type(3) .nav-panel{width:320px}.nav-group:nth-of-type(4) .nav-panel{left:auto;right:-100px}.nav-overview{display:flex;justify-content:space-between;padding-bottom:17px;margin-bottom:21px;border-bottom:1px solid var(--line);text-decoration:none;font-size:16px;font-weight:600;color:var(--blue)}.nav-columns{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:24px}.nav-column:only-child{grid-column:1/-1}.nav-group-heading{font-size:11px;text-transform:uppercase;letter-spacing:.1em;color:#687386;font-weight:700;margin:0 0 10px}.nav-column a{display:block;text-decoration:none;font-size:14px;line-height:1.4;padding:9px 10px;margin-left:-10px;border-radius:4px;color:var(--ink)}.nav-column a:hover,.nav-column a:focus-visible{background:#edf1f7;color:var(--blue)}
@media(max-width:1100px) and (min-width:901px){.nav-links{gap:14px}.nav-group summary{font-size:13px}.nav-panel{width:560px}.nav-group:nth-of-type(4) .nav-panel{right:-140px}}
@media(max-width:900px){.nav-links.open{max-height:calc(100dvh - 150px);overflow-y:auto}.nav-group{width:100%;border-bottom:1px solid var(--line)}.nav-group summary{font-size:16px;padding:16px 0;justify-content:space-between}.nav-group .nav-panel,.nav-group:nth-of-type(2) .nav-panel,.nav-group:nth-of-type(3) .nav-panel,.nav-group:nth-of-type(4) .nav-panel{position:static;width:100%;padding:16px 18px;margin-bottom:14px;box-shadow:none;border:0;border-radius:4px;background:#f2f5f9}.nav-columns{grid-template-columns:1fr;gap:20px}.nav-overview{font-size:15px;margin-bottom:16px;padding-bottom:12px}.nav-column a{padding:11px 10px}}


/* UAA menu styling: navy panels, warm gold accents, no navigation arrows. */
.nav-group summary{position:relative;gap:0}
.nav-group summary::after{content:"";position:absolute;bottom:8px;left:0;right:0;height:2px;background:#dfc68e;transform:scaleX(0);transform-origin:left;transition:transform .18s ease}
.nav-group summary:hover::after,.nav-group[open] summary::after{transform:scaleX(1)}
.nav-panel{background:linear-gradient(135deg,#102c3b 0%,#193750 62%,#2b436b 100%);border:1px solid #dfc68e40;border-top:3px solid #dfc68e;border-radius:0 0 9px 9px;box-shadow:0 22px 48px #09232d38;padding:27px 30px}
.nav-overview{color:#f7f8fa;font-size:18px;letter-spacing:-.015em;border-bottom:1px solid #dfc68e50;padding-bottom:19px;margin-bottom:23px}
.nav-overview:hover{color:#dfc68e}
.nav-group-heading{color:#dfc68e;font-size:10px;letter-spacing:.15em;margin-bottom:12px}
.nav-column a{color:#e7edf4;border-left:2px solid transparent;border-radius:0 4px 4px 0;padding:10px 12px;margin-left:-12px;transition:background .15s ease,border-color .15s ease,color .15s ease}
.nav-column a:hover,.nav-column a:focus-visible{background:#ffffff12;border-left-color:#dfc68e;color:#fff}
.nav-panel a:focus-visible{outline:2px solid #dfc68e;outline-offset:3px}
.nav-group[open] .nav-panel{animation:uaa-menu-enter .18s ease-out}
@keyframes uaa-menu-enter{from{opacity:0;transform:translateY(-5px)}to{opacity:1;transform:translateY(0)}}
@media(max-width:900px){.nav-group .nav-panel,.nav-group:nth-of-type(2) .nav-panel,.nav-group:nth-of-type(3) .nav-panel,.nav-group:nth-of-type(4) .nav-panel{background:linear-gradient(135deg,#102c3b,#2b436b);border-top:2px solid #dfc68e;border-radius:5px;padding:21px}.nav-group summary::after{bottom:0}.nav-column a{padding:12px}.nav-overview{font-size:17px}}
@media(prefers-reduced-motion:reduce){.nav-group[open] .nav-panel{animation:none}.nav-group summary::after,.nav-column a{transition:none}}


/* Warm beige menu panels with dark, high-contrast typography. */
.nav-panel{background:#f2eadb;border-color:#d8cbb6;border-top-color:#bba170;box-shadow:0 22px 48px #09232d28}
.nav-overview{color:#2b436b;border-bottom-color:#d5c7b0}
.nav-overview:hover{color:#101215}
.nav-group-heading{color:#2b436b}
.nav-column a{color:#20262e}
.nav-column a:hover,.nav-column a:focus-visible{background:#e6dbc8;border-left-color:#2b436b;color:#172c47}
.nav-panel a:focus-visible{outline-color:#2b436b}
@media(max-width:900px){.nav-group .nav-panel,.nav-group:nth-of-type(2) .nav-panel,.nav-group:nth-of-type(3) .nav-panel,.nav-group:nth-of-type(4) .nav-panel{background:#f2eadb;border-top-color:#bba170}}


/* Two-tone beige dropdown: darker title band above lighter link area. */
.nav-panel{padding:0;overflow:hidden;background:#f2eadb}
.nav-overview{background:#dfcfb3;border-bottom:0;margin:0;padding:22px 30px;color:#243c60}
.nav-overview:hover{background:#d7c4a4;color:#101215}
.nav-columns{padding:24px 30px 27px;background:#f2eadb}
@media(max-width:900px){.nav-group .nav-panel,.nav-group:nth-of-type(2) .nav-panel,.nav-group:nth-of-type(3) .nav-panel,.nav-group:nth-of-type(4) .nav-panel{padding:0;overflow:hidden}.nav-overview{padding:19px 21px;margin:0;border-bottom:0}.nav-columns{padding:21px}}


/* Match the lower menu area to the homepage's warm ivory background. */
.nav-panel,.nav-columns{background:#fdfcf9}
@media(max-width:900px){.nav-group .nav-panel,.nav-group:nth-of-type(2) .nav-panel,.nav-group:nth-of-type(3) .nav-panel,.nav-group:nth-of-type(4) .nav-panel{background:#fdfcf9}}


/* Match expanded menu title bands to the homepage Clarity Review button. */
.nav-overview{background:#dfc68e;color:#111d35}
.nav-overview:hover{background:#f2e2bf;color:#111d35}
.nav-panel{border-top-color:#dfc68e}
@media(max-width:900px){.nav-group .nav-panel,.nav-group:nth-of-type(2) .nav-panel,.nav-group:nth-of-type(3) .nav-panel,.nav-group:nth-of-type(4) .nav-panel{border-top-color:#dfc68e}}


/* Editorial menu concept */
.nav-inner{position:relative}.nav-group{position:static}
.nav-group .nav-panel,.nav-group:nth-of-type(2) .nav-panel,.nav-group:nth-of-type(3) .nav-panel,.nav-group:nth-of-type(4) .nav-panel{position:absolute;top:100%;left:0;right:0;width:100%;display:grid;grid-template-columns:minmax(220px,.85fr) minmax(0,1.6fr);gap:46px;padding:38px 44px;background:#fdfcf9;border:1px solid #e6e1d8;border-top:0;border-radius:0 0 12px 12px;box-shadow:0 24px 48px #09232d26;overflow:hidden}
.menu-intro{padding-right:24px}.menu-kicker{font-size:10px;letter-spacing:.14em;text-transform:uppercase;color:#6c7581;font-weight:700;margin:0 0 18px}.menu-intro h2{font-size:clamp(24px,2.4vw,34px);line-height:1.16;font-weight:400;letter-spacing:-.035em;margin:0 0 17px;color:#111d35}.menu-intro h2 em{font-family:Georgia,serif;font-weight:400;color:#2b436b}.menu-description{font-size:14px;line-height:1.65;color:#596273;margin:0 0 24px;max-width:280px}
.nav-overview{display:inline-block;background:transparent;color:#2b436b;padding:0 0 4px;margin:0;border:0;border-bottom:2px solid #dfc68e;font-size:13px;letter-spacing:0;font-weight:600}.nav-overview:hover{background:transparent;color:#111d35;border-bottom-color:#2b436b}
.nav-columns{background:transparent;padding:0;gap:34px;align-content:start}.nav-group-heading{color:#6c7581;font-size:10px;letter-spacing:.12em;margin:0 0 15px}.nav-column a{color:#111d35;font-size:15px;font-weight:400;line-height:1.35;padding:11px 12px;margin-left:-12px;border-left:2px solid transparent}.nav-column a:hover,.nav-column a:focus-visible{background:#f2efe9;border-left-color:#dfc68e;color:#2b436b}
.nav-column a.menu-feature{display:block;background:#edf1f5;border:1px solid #dce3ec;border-left:2px solid #2b436b;padding:17px 18px;margin-top:18px;margin-left:0;border-radius:5px}.menu-feature-label{display:block;font-size:9px;letter-spacing:.13em;text-transform:uppercase;color:#586b85;margin-bottom:9px}.menu-feature strong{display:block;font-size:17px;font-weight:500;color:#2b436b}.menu-feature-copy{display:block;font-size:12px;line-height:1.5;color:#596273;margin-top:8px}.nav-column a.menu-feature:hover{background:#e4eaf1;border-left-color:#dfc68e}
@media(max-width:1100px) and (min-width:901px){.nav-group .nav-panel,.nav-group:nth-of-type(2) .nav-panel,.nav-group:nth-of-type(3) .nav-panel,.nav-group:nth-of-type(4) .nav-panel{padding:30px;gap:30px}.nav-columns{gap:24px}}
@media(max-width:900px){.nav-group{position:relative}.nav-group .nav-panel,.nav-group:nth-of-type(2) .nav-panel,.nav-group:nth-of-type(3) .nav-panel,.nav-group:nth-of-type(4) .nav-panel{position:static;width:100%;display:grid;grid-template-columns:1fr;padding:23px 21px;gap:27px;background:#fdfcf9;border:1px solid #e6e1d8;box-shadow:none;border-radius:6px}.menu-intro{padding:0}.menu-intro h2{font-size:27px}.menu-description{max-width:none;margin-bottom:16px}.menu-kicker{margin-bottom:12px}.nav-columns{padding:0;grid-template-columns:1fr;gap:24px}.nav-column a{padding:12px;font-size:15px}}


.calc-firm-print{display:none}
@media print{.calculator-page:not([hidden]) .calc-firm-print{display:block;margin:20px auto 0;padding:12px 0 0;width:calc(100% - 48px);max-width:var(--max);border-top:1px solid #dedbd5;color:#111d35;font:9pt/1.5 Arial,sans-serif;break-inside:avoid}}

.calc-actions{display:flex;flex-direction:column;align-items:stretch;gap:10px}.calc-actions .calc-calculate{background:#315f88;color:#fff;border-color:#315f88}.calc-actions [data-print]{order:3}
.form-error{margin-top:22px;padding:20px;border:1px solid #a55247;background:#f7ecea;font-size:15px}.form-error[hidden]{display:none!important}.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}#clarity-form button[disabled]{opacity:.6;cursor:wait}summary>h3{display:inline;margin:0;padding:0;font:inherit;letter-spacing:inherit;line-height:inherit;color:inherit;text-transform:inherit}


.pv-page{--pv-ink:#111d35;--pv-gold:#dfc68e;--pv-blue:#466f98;--pv-text:#596273;--pv-line:#dedbd5;--pv-soft:#f2efe9}
.pv-hero{background:radial-gradient(120% 140% at 85% 0%,#1d3157 0%,#111d35 55%,#0a1223 100%);color:#fff;padding:210px 0 92px;position:relative;overflow:hidden}
.pv-hero::after{content:'';position:absolute;right:-120px;top:120px;width:520px;height:520px;border:1px solid rgba(223,198,142,.18);border-radius:50%;pointer-events:none}
.pv-hero::before{content:'';position:absolute;right:-40px;top:200px;width:360px;height:360px;border:1px solid rgba(223,198,142,.12);border-radius:50%;pointer-events:none}
.pv-hero .wrap{position:relative;z-index:1;display:grid;grid-template-columns:minmax(0,1.35fr) minmax(280px,.85fr);gap:70px;align-items:end}
.pv-hero .eyebrow{color:#d1e2f1;font-size:10px;margin:0 0 26px}
.pv-hero h1{font-family:Georgia,'Times New Roman',serif;font-weight:400;font-size:clamp(46px,5.6vw,84px);line-height:1.06;letter-spacing:-.045em;margin:0;max-width:640px}
.pv-hero h1 em{color:#f0ddb1}
.pv-dek{font-size:17px;line-height:1.9;color:#dfe5ee;max-width:560px;margin:28px 0 0}
.pv-jumps{display:grid;gap:14px}
.pv-jump{display:block;width:100%;text-align:left;background:rgba(255,255,255,.04);border:1px solid rgba(223,198,142,.35);color:#fff;padding:22px 24px;cursor:pointer;font:inherit;transition:background .18s,border-color .18s}
.pv-jump:hover,.pv-jump:focus-visible{background:rgba(223,198,142,.12);border-color:var(--pv-gold);outline:none}
.pv-jump small{display:block;font-size:10px;letter-spacing:.16em;text-transform:uppercase;color:var(--pv-gold);margin-bottom:8px}
.pv-jump strong{display:flex;justify-content:space-between;gap:16px;font-family:Georgia,serif;font-weight:400;font-size:22px;line-height:1.3}
.pv-jump span{display:block;font-size:13px;line-height:1.7;color:#c4cbd8;margin-top:6px}
.pv-section{padding:96px 0}.pv-section.soft{background:var(--pv-soft)}
.pv-head{display:flex;justify-content:space-between;align-items:end;gap:40px;flex-wrap:wrap;margin-bottom:46px}
.pv-head .eyebrow{color:var(--pv-blue);font-size:10px;margin:0 0 18px}
.pv-head h2{font-family:Georgia,serif;font-weight:400;font-size:clamp(34px,3.6vw,52px);line-height:1.12;letter-spacing:-.03em;color:var(--pv-ink);margin:0}
.pv-head p{color:var(--pv-text);font-size:16px;line-height:1.85;max-width:640px;margin:16px 0 0}
.pv-actions{display:flex;flex-direction:column;align-items:flex-start;gap:10px}
.pv-actions .btn{margin:0;background:#111d35;color:#fff;border:1px solid #111d35;min-height:52px;padding:14px 24px;gap:20px;font-size:14px}.pv-actions .btn:hover{background:#24365b;color:#fff}
.pv-actions small{font-size:12px;color:var(--pv-text)}
.pv-facts{background:var(--pv-ink);color:#fff;padding:30px 34px;display:grid;grid-template-columns:120px 1fr;gap:28px;align-items:center;margin-bottom:8px}
.pv-facts b{font-family:Georgia,serif;font-weight:400;font-size:30px;letter-spacing:.12em;color:var(--pv-gold)}
.pv-facts p{margin:0;font-family:Georgia,serif;font-size:clamp(20px,2vw,27px);line-height:1.35;color:#fff;max-width:none}
.pv-rows{border-bottom:1px solid var(--pv-line)}
.pv-row{display:grid;grid-template-columns:minmax(170px,.42fr) minmax(0,1.6fr);gap:40px;padding:32px 0;border-top:1px solid var(--pv-line)}
.pv-row h3{font-family:Georgia,serif;font-weight:400;font-size:22px;line-height:1.3;color:var(--pv-ink);margin:0}
.pv-row p,.pv-row li{color:var(--pv-text);font-size:15px;line-height:1.85;margin:0}
.pv-row p+p,.pv-row p+ul,.pv-row ul+p{margin-top:12px}
.pv-row ul{margin:0;padding:0;list-style:none}
.pv-row li{position:relative;padding-left:22px}
.pv-row li+li{margin-top:6px}
.pv-row li::before{content:'';position:absolute;left:2px;top:.78em;width:7px;height:7px;background:var(--pv-gold);transform:rotate(45deg)}
.pv-row li.pv-check::before{content:'✓';background:none;transform:none;top:0;left:0;color:#1e7b34;font-weight:700;width:auto;height:auto}
.pv-group{font-size:10px;letter-spacing:.16em;text-transform:uppercase;color:var(--pv-blue);font-weight:700;margin:58px 0 0;padding-bottom:14px}
.pv-table-wrap{overflow-x:auto;margin:44px 0 0;border:1px solid var(--pv-line);background:#fff}
.pv-table{width:100%;border-collapse:collapse;min-width:620px}
.pv-table caption{text-align:left;font-family:Georgia,serif;font-size:22px;color:var(--pv-ink);padding:24px 26px 6px}
.pv-table th,.pv-table td{padding:20px 26px;text-align:left;vertical-align:top;border-top:1px solid var(--pv-line);font-size:15px;line-height:1.7;color:var(--pv-text)}
.pv-table thead th{background:var(--pv-ink);color:#fff;font-size:12px;letter-spacing:.06em;font-weight:700;border-top:0}
.pv-table tbody th{font-weight:400}
.pv-table tbody th strong{display:block;color:var(--pv-ink);font-weight:700;margin-bottom:2px}
.pv-table td{text-align:center;width:175px}
.pv-table thead th:not(:first-child){text-align:center}
.pv-pill{display:inline-block;min-width:54px;padding:5px 14px;border-radius:999px;font-size:13px;font-weight:700;letter-spacing:.04em}
.pv-yes{background:#e3ecf5;color:#24496e}.pv-no{background:#efede8;color:#6d6a63}
.pv-note{font-size:13px!important;line-height:1.75;color:var(--pv-text);border-left:3px solid var(--pv-gold);background:#fff;padding:16px 20px;margin:34px 0 0;max-width:none}
.pv-section.soft .pv-note{background:#fbf9f5}
.pv-settings{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;margin-top:16px}
.pv-settings div{background:var(--pv-soft);padding:16px 18px;font-size:14px;line-height:1.6;color:var(--pv-ink)}
.pv-settings div::before{content:'✓';color:#1e7b34;font-weight:700;margin-right:10px}
.pv-links a{color:var(--pv-blue);text-underline-offset:3px}
.pv-effective{display:inline-block;font-size:11px;letter-spacing:.12em;text-transform:uppercase;color:var(--pv-blue);border:1px solid #cdd7e2;padding:7px 12px;margin-top:18px}
@media(max-width:900px){.pv-hero{padding:170px 0 64px}.pv-hero .wrap{grid-template-columns:1fr;gap:40px}.pv-row{grid-template-columns:1fr;gap:12px;padding:26px 0}.pv-section{padding:64px 0}.pv-settings{grid-template-columns:1fr}.pv-facts{grid-template-columns:1fr;gap:10px;padding:24px}}
@media(max-width:700px){.pv-table{min-width:0}.pv-table thead{display:none}.pv-table tbody tr{display:grid;grid-template-columns:1fr 1fr;border-top:1px solid var(--pv-line)}.pv-table tbody th{grid-column:1/-1;border:0;padding:20px 20px 8px}.pv-table td{border:0;text-align:left;width:auto;padding:4px 20px 20px}.pv-table td::before{content:attr(data-label);display:block;font-size:10px;letter-spacing:.08em;text-transform:uppercase;color:var(--pv-blue);margin-bottom:6px}.pv-table caption{padding:20px 20px 10px;font-size:20px}}
@media(max-width:650px){.pv-hero{padding:150px 0 54px}.pv-hero h1{font-size:clamp(40px,11vw,56px)}.pv-dek{font-size:15px}.pv-jump strong{font-size:19px}.pv-row h3{font-size:21px}.pv-head{margin-bottom:32px}}
@media print{.pv-hero{background:#fff;color:#000;padding:20px 0}.pv-hero h1,.pv-hero .eyebrow,.pv-dek{color:#000}.pv-jumps,.pv-actions .btn{display:none}.pv-facts{background:#fff;color:#000;border:1px solid #000}.pv-facts p{color:#000}}