United Advisors America has a "fiduciary" duty to each of our clients. As an investor, this ensures that you are receiving the highest level of care and duty owed to you from your Advisor. As a fiduciary, it is our duty to provide you with the utmost good faith possible and to act solely in your best interest, as a client. This includes ensuring that recommendations are suitable for you, and that, if any alternative to that recommendation exists, that both the advantages and disadvantages of the alterative have been carefully weighed, before making a final recommendation. It also means that should your Advisor have any conflict of interest in making a recommendation to you, that the conflict has been disclosed.
As a United Advisors America Client, you can be rest assured that, at all times, we will act in your best interest and will never put our interests ahead of yours.
Different than many other firms, United Advisors America is a "Fee-only" Registered Investment Advisory Firm. Working with a fee-only Advisor should be important to you as an investor. That’s because, as a fee-only Advisor, our motivation is to keep account fees and expenses low, because our compensation is directly proportional to your account value. Conversely, “commission-based” brokers, receive a commission based on selling you certain financial products. These brokers can be motivated to sell you more products or execute more trades, regardless of your account performance, because that’s how they’re compensated. Whether you win or lose, your broker wins.
We do not accept any fees or compensation based on product sales. As a fee-only advisor, we are compensated solely based on a fixed percentage of your account. That not only means that fees are far more transparent, but, that as your Advisor, our motivation is to grow your portfolio, not just buy and sell on your behalf.